diff --git a/dGame/Entity.cpp b/dGame/Entity.cpp
index 5de645346..3c905563d 100644
--- a/dGame/Entity.cpp
+++ b/dGame/Entity.cpp
@@ -493,6 +493,13 @@ void Entity::Initialize() {
 			comp->SetFaction(levelFactions->front(), true);
 			for (const auto faction : *levelFactions | std::views::drop(1)) comp->AddFaction(faction, true);
 		}
+
+		// Level files can give a smashable its own loot matrix in place of the template's
+		const auto levelLootMatrix = DestroyableComponent::GetLevelLootMatrix(*this);
+		if (!m_Character && levelLootMatrix) {
+			comp->SetLootMatrixID(levelLootMatrix.value());
+			Loot::CacheMatrix(levelLootMatrix.value());
+		}
 	}
 
 	const auto characterID = compRegistryTable->GetByIDAndType(m_TemplateID, eReplicaComponentType::CHARACTER);
diff --git a/dGame/dComponents/DestroyableComponent.cpp b/dGame/dComponents/DestroyableComponent.cpp
index 5b523fefd..a0233e597 100644
--- a/dGame/dComponents/DestroyableComponent.cpp
+++ b/dGame/dComponents/DestroyableComponent.cpp
@@ -806,6 +806,15 @@ std::optional<std::vector<int32_t>> DestroyableComponent::GetLevelFactions(const
 	return factions;
 }
 
+std::optional<int32_t> DestroyableComponent::GetLevelLootMatrix(const Entity& entity) {
+	if (entity.HasVar(u"smashable_loot_matrix_set") && !entity.GetVar<bool>(u"smashable_loot_matrix_set")) return std::nullopt;
+	if (!entity.HasVar(u"smashable_loot_matrix")) return std::nullopt;
+
+	const auto lootMatrix = entity.GetVar<int32_t>(u"smashable_loot_matrix");
+	if (lootMatrix == -1) return std::nullopt;
+	return lootMatrix;
+}
+
 void DestroyableComponent::SetFaction(int32_t factionID, bool ignoreChecks) {
 	m_FactionIDs.clear();
 	m_EnemyFactionIDs.clear();
diff --git a/dGame/dComponents/DestroyableComponent.h b/dGame/dComponents/DestroyableComponent.h
index 25f52d919..9f95ef9d1 100644
--- a/dGame/dComponents/DestroyableComponent.h
+++ b/dGame/dComponents/DestroyableComponent.h
@@ -377,6 +377,14 @@ public:
 	 */
 	static std::optional<std::vector<int32_t>> GetLevelFactions(const Entity& entity);
 
+	/**
+	 * The loot matrix a level object's smashable_loot_matrix gives it in place of the template's LootMatrixIndex,
+	 * resolved as the client does (LWODestroyableComponent::LoadConfigData 0x00c44cb0): used when
+	 * smashable_loot_matrix_set is true or absent, unless the matrix is -1.
+	 * @return the loot matrix, or nullopt when the template's stays
+	 */
+	static std::optional<int32_t> GetLevelLootMatrix(const Entity& entity);
+
 	/**
 	 * Returns the ID of the entity that killed this entity, if any
 	 * @return the ID of the entity that killed this entity, if any
diff --git a/tests/dGameTests/dComponentsTests/DestroyableLevelConfigTests.cpp b/tests/dGameTests/dComponentsTests/DestroyableLevelConfigTests.cpp
index b3637576e..7d19b5ff1 100644
--- a/tests/dGameTests/dComponentsTests/DestroyableLevelConfigTests.cpp
+++ b/tests/dGameTests/dComponentsTests/DestroyableLevelConfigTests.cpp
@@ -44,3 +44,33 @@ TEST_F(DestroyableLevelConfigTests, OverrideFactionFalseIgnoresSetFaction) {
 	entity->SetVar<bool>(u"override_faction", false);
 	EXPECT_FALSE(DestroyableComponent::GetLevelFactions(*entity));
 }
+
+TEST_F(DestroyableLevelConfigTests, NoLootMatrixKeysKeepTheTemplateLootMatrix) {
+	EXPECT_FALSE(DestroyableComponent::GetLevelLootMatrix(*entity));
+	entity->SetVar<bool>(u"smashable_loot_matrix_set", true);
+	EXPECT_FALSE(DestroyableComponent::GetLevelLootMatrix(*entity));
+}
+
+TEST_F(DestroyableLevelConfigTests, LootMatrixWithoutTheSetKeyIsUsed) {
+	entity->SetVar<int32_t>(u"smashable_loot_matrix", 748);
+	EXPECT_EQ(DestroyableComponent::GetLevelLootMatrix(*entity), 748);
+}
+
+TEST_F(DestroyableLevelConfigTests, LootMatrixWithTheSetKeyTrueIsUsed) {
+	entity->SetVar<int32_t>(u"smashable_loot_matrix", 352);
+	entity->SetVar<bool>(u"smashable_loot_matrix_set", true);
+	EXPECT_EQ(DestroyableComponent::GetLevelLootMatrix(*entity), 352);
+}
+
+TEST_F(DestroyableLevelConfigTests, LootMatrixWithTheSetKeyFalseIsIgnored) {
+	entity->SetVar<int32_t>(u"smashable_loot_matrix", 227);
+	entity->SetVar<bool>(u"smashable_loot_matrix_set", false);
+	EXPECT_FALSE(DestroyableComponent::GetLevelLootMatrix(*entity));
+}
+
+TEST_F(DestroyableLevelConfigTests, LootMatrixMinusOneIsIgnored) {
+	entity->SetVar<int32_t>(u"smashable_loot_matrix", -1);
+	EXPECT_FALSE(DestroyableComponent::GetLevelLootMatrix(*entity));
+	entity->SetVar<bool>(u"smashable_loot_matrix_set", true);
+	EXPECT_FALSE(DestroyableComponent::GetLevelLootMatrix(*entity));
+}